Chapter 13 Bankruptcy

At the Mazza Law Group, P.C., we can assist you with filing a Chapter 13 Bankruptcy. We know that financial burdens can come from many different circumstances, such as a medical emergency, reduction in income, divorce, or loss of a loved one. Our lawyers can assist you in these difficult times. Let us help provide you with a resolution to financial burdens so you can have a fresh start.

Also known as a “wage earner’s plan,” enables you to repay all or part of your debt through a repayment plan over three to five years. If you are an individual, married couple, or business, you can qualify for a Chapter 13 bankruptcy by meeting certain requirements regarding your income and debt. A Chapter 13 Bankruptcy attorney can help you determine if you meet these requirements. In Pennsylvania there are 3 District Courts (Western, Middle and Eastern). Each court has their own set of rules. If you reside in Centre County and need to file bankruptcy you would need to comply with the Middle district rules. If you are unfamiliar with bankruptcy proceedings you risk having your case dismissed if you fail to comply with the rules. Our Bankruptcy Attorneys have practiced in both the Western and Middle District Courts.

Upon completion of the repayment plan, you are entitled to a discharged of all remaining debts provided for in the plan or disallowed, with limited exceptions. In any legal matter, our attorneys need to analyze the circumstances of your situation in order to understand which option will be best for you.

If you are an individual or business owner who is experiencing financial hardship, contact our law firm as soon as possible. We have more options available to help you if you contact us early in the process.